Homeowner Insurance in Independence, MO

At Hometown Insurance Agency, we understand the importance of protecting your most valuable asset—your home. That's why we offer comprehensive homeowner insurance coverage to give you peace of mind and protect your investment.

What Does Our Home Insurance Cover?

Our homeowners' insurance covers a wide range of risks and damages:



  • Structural damage to your home caused by fire, severe weather, or other unexpected events
  • Loss or damage of personal belongings due to theft or disasters
  • Liability in case someone is injured on your property or if you accidentally cause damage to someone else's property


We know that every home is unique, which is why we offer customizable coverage options to fit your specific needs and budget. We believe in providing our clients with the best possible insurance options.


Our policies are designed to be convenient, with easy payment options and flexible coverage plans that can be adjusted as your circumstances change. We pride ourselves on offering competitive rates without compromising on the quality of our coverage.

Why Choose Hometown Insurance Agency?

We are proud to work with all types of clients, including those with unique properties. Whether you own a historic home or a modern condo, we have the expertise and resources to provide you with the right coverage.


Our experienced agents will assess your property and help you determine the best coverage options for your specific needs. We understand that every home is different, and we are committed to finding solutions that meet your unique requirements.


At Hometown Insurance Agency, we are an independent agency, which means we are not tied to any specific insurance provider. This allows us to shop around and compare rates from multiple companies on your behalf.


We also pride ourselves on providing personalized attention and excellent customer service. We take the time to understand your needs and answer any questions you may have. We also offer no-obligation insurance quotes so you can get an idea of what to expect without any pressure.


When you need homeowners insurance in Independence, MO, trust Hometown Insurance Agency for exceptional service. Contact us today to learn more.

Here at Hometown Insurance LLC, we strive to provide our clients with comprehensive protection services, ranging from financial planning to assisting with building permits. We can help you with: 
  • Financial Planning
  • 401K
  • Retirement Plans
  • Annuities
  • Mutual Funds
  • Pension Plans
  • Profit Sharing Plans
  • Traditional and Roth IRAs
  • Permit Services, including building, zoning, safety, and fire prevention
  • License Services for Your Unique Business
  • Notary Services
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